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| Looking To Consolidate Your Loans? Loan Consolidation May Be Just What You Need! How About A Mortgage Refinance? Refinancing Your Mortgage Could Save You A Lot Of Money! |
Consolidate Loans - Refinance Mortgage
Loan Consolidation
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Apply Online To Consolidate Loans Now.
Consolidation loans allow you to combine different types of federal student loans to simplify repayment. Even if you have just one loan, you can also choose to consolidate it. Both the FFEL and Direct Loan Programs offer consolidation loans. There are several advantages to consolidate or rehabilitate your loan as described in the categories below. FFEL Consolidation Loans
A FFEL Consolidation Loan is designed to help student and parent borrowers consolidate several types of federal student loans with various repayment schedules into one loan. With a FFEL Consolidation Loan, you will make only one payment a month. Under this program, your consolidation loan will be made by a commercial lender, credit bureaus will be notified that your account has a zero balance, and you will sign a new promissory note that will establish a new interest rate and repayment schedule. To receive a FFEL Consolidation Loan, you must be in repayment on your defaulted loan (that is, three voluntary, on-time, full monthly payments). Depending on the balance due, the repayment period may extend up to 30 years. If you owe no other delinquent or defaulted debts to the United States, you will again be eligible for other federal funds, including FHA loans, VA loans, and Title IV student financial aid funds.
Additional information on loan consolidation can be found on the main FSA site.
For full details, and to apply online for loan consolidation, please visit http://loanconsolidation.ed.gov
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Consolidate Loans/Refinance Mortgage
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